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Idfc Bank Credit Card: Click here to apply
Idfc First Millennia Credit Card:
IDFC FIRST Bank offers four credit cards across various categories which primarily includes lifestyle and rewards. These credit cards are curated specifically to cater to the needs and requirements of their customers. Some of the features IDFC FIRST Credit Cards boast about are an extensive rewards points program along with lower interest rates.
Key Highlights of IDFC FIRST Millennia Credit Card:
10X reward points on every transaction that you make on your birthday.
Get a discount of 25% on your movie ticket up to Rs.100 (once a month).
Enjoy up to 20% off at 1,500 restaurants across India.
Benefits of the IDFC FIRST Millenia Credit Card
Welcome Benefits:
- Enjoy welcome gift vouchers worth Rs.500 when your expenses reach Rs.15,000 within the first 90 days of your IDFC FIRST Millennia Credit Card being issued.
- 5% cashback on your very first EMI transaction which is performed within 90 days of your credit card being issued.
Reward Points Benefits:
- Enjoy 10X reward points every time your expenses reach Rs.20,000.
- Get 3X reward points on all your offline expenses.
- 10X reward points on every transaction that you make on your birthday.
- Receive 6X reward points on every online purchase.
- Get 1 reward point when you spend Rs.100 on your credit card.
ATM Withdrawal Benefits:
Enjoy interest-free cash withdrawal from ATMs in the country for up to 48 days.
Entertainment Benefits:
Get a discount of 25% on your movie ticket up to Rs.100 (once a month).15% off at over 3,000 health and wellness outlets.
Dining Benefits:
Enjoy up to 20% off at 1,500 restaurants across India.
Fuel Benefits:
Get a fuel surcharge waiver of up to Rs.300 at fuel stations in India (one waiver per month).
Travel Benefits:
You will get 4 complimentary railways lounge visits (4 visits per quarter).
Insurance Benefits:
You will get a personal accident cover of Rs.5 lakh.Receive a complimentary lost card liability cover of up to Rs.25,000.
Fees & List of all charges
Joining Fees: Nil
Annual Fees: Nil
Interest rate: 0.75-3.5% per Month
Cash Withdrawal charges: Rs 250 per Transaction
Card Replacement charges: Rs 100
ELIGIBILITY CRITERIA
Income group: Rs 25,000 and Above
Age group: 18-70 Year
Credit card holders are Preferred
Required Age: 21-60 years
Documents Needed
PAN Card/Form 60
Address Proof
Colour photograph
ID Proof
Income proof
Frequently Asked Questions :
Q.Is IDFC bank credit card lifetime free?
There is absolutely no Joining/ Membership/ Annual fee applicable on any of the IDFC FIRST Bank Credit Cards. Your card is free for life.
Q.Are IDFC bank credit cards good?
IDFC FIRST Bank Credit Cards offers among the lowest interest rates in the country, so it won’t weigh on your pocket if you can’t clear your entire monthly dues once in a while. IDFC FIRST Bank offers low interest rates starting from 9% to 42% per annum.
Q.Can I get credit card if my salary is 15000?
Eligibility Criteria: Minimum monthly income: Individuals with ₹8,000-25,000 monthly income are mostly eligible for low salary credit card. Age: Individuals in the age group of 21 to 60 years can apply for a low income credit card.
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